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- 20 September 2017
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So this is my story, 35 years old women with gambling problem which started a year ago. From 0 loan to 250k loan in a year.
It all begun when I saw this advertisement in the tv about casino online, bored, feeling alone, lonely and i said why not. At first it was to just to occupy my time and help me stop thinking, until the 500 kr become 1000 kr until 2000 kr and so on.. until i loose control. When I started lying about my income, why i keep borrowing money to relatives and friends, and stealing money from my husband (now ex husband), then i realized I am in a deep shit. Before i always managed to pay my bills and loans, gamble my salary until i get enough money to pay my debts until i loose everything with 0 balance in my bank account.
I tried to get help but, but been denied because they think it was not a problem that the kommun to get involved with, that i should talk to family therapy. When i realized that it is really out of control, I went to kommun and applied to skuldsanering (that time the debts was 189K kr) unfortunately i have been denied also saying it was the debts are too early. I appealed on their decision saying that I want to have help as soon as possible so the debts does not grow as hell. I moved from my ex husband house last month and ask the kommun for help because I do not own anything( not furniture at all). Then they saw that I worked almost all the holidays(Christmas and new year) and I got extra money because my employer paid me wrong for almost 6 months. They said i will manage.Then been denied again for help.
Ending up with only 2 000 for the whole month of Feb. Panic attack and anxiety all month!
I do not know what else to do, feeling hopeless and alone in the situation. I just let everything go to KFM. Monthly income of 13k kr every month + 4k from (bostad, barn och underhål bidrag). Yesterday i got a letter of decision of lönutmatning and computation on how much will they take, 6 500 kr every month. In the end i will only have 4 000 kr every month to pay my telephone bill, electric bill, internet and food for me and my daughter. Honestly I just cried all night thinking how the hell I put my self in this kind of shit. For the past year I cannot remember when was the last time I slept good and when was the last time i woke up stress free or anxiety free.
When I told my family about my gambling problem it felt good to finally not hide, stop lying and be open. I owe them money too, that i tried to pay every month but there are some months that I can not pay at all. How could I tell them to not talk about money because it is stressful or does not help the situation. (It makes me desperate and start gamble again hoping I could win and pay them).
I do understand that it is my responsibility to pay back, but what else could a person do if she/he have 0 balance on the bank? How can I handle the anxiety, stress and panic attacks?
Sometimes I just think that it would be nice to just disappear or kill my self so I could free from this feelings that I have. Then i just think IT IS JUST MONEY, AS LONG AS A PERSON CAN WORK IT CAN BE SOLVE.
They said `there is a light at the end of the tunnel`......right now I do not see it.
Help!!
It all begun when I saw this advertisement in the tv about casino online, bored, feeling alone, lonely and i said why not. At first it was to just to occupy my time and help me stop thinking, until the 500 kr become 1000 kr until 2000 kr and so on.. until i loose control. When I started lying about my income, why i keep borrowing money to relatives and friends, and stealing money from my husband (now ex husband), then i realized I am in a deep shit. Before i always managed to pay my bills and loans, gamble my salary until i get enough money to pay my debts until i loose everything with 0 balance in my bank account.
I tried to get help but, but been denied because they think it was not a problem that the kommun to get involved with, that i should talk to family therapy. When i realized that it is really out of control, I went to kommun and applied to skuldsanering (that time the debts was 189K kr) unfortunately i have been denied also saying it was the debts are too early. I appealed on their decision saying that I want to have help as soon as possible so the debts does not grow as hell. I moved from my ex husband house last month and ask the kommun for help because I do not own anything( not furniture at all). Then they saw that I worked almost all the holidays(Christmas and new year) and I got extra money because my employer paid me wrong for almost 6 months. They said i will manage.Then been denied again for help.
Ending up with only 2 000 for the whole month of Feb. Panic attack and anxiety all month!
I do not know what else to do, feeling hopeless and alone in the situation. I just let everything go to KFM. Monthly income of 13k kr every month + 4k from (bostad, barn och underhål bidrag). Yesterday i got a letter of decision of lönutmatning and computation on how much will they take, 6 500 kr every month. In the end i will only have 4 000 kr every month to pay my telephone bill, electric bill, internet and food for me and my daughter. Honestly I just cried all night thinking how the hell I put my self in this kind of shit. For the past year I cannot remember when was the last time I slept good and when was the last time i woke up stress free or anxiety free.
When I told my family about my gambling problem it felt good to finally not hide, stop lying and be open. I owe them money too, that i tried to pay every month but there are some months that I can not pay at all. How could I tell them to not talk about money because it is stressful or does not help the situation. (It makes me desperate and start gamble again hoping I could win and pay them).
I do understand that it is my responsibility to pay back, but what else could a person do if she/he have 0 balance on the bank? How can I handle the anxiety, stress and panic attacks?
Sometimes I just think that it would be nice to just disappear or kill my self so I could free from this feelings that I have. Then i just think IT IS JUST MONEY, AS LONG AS A PERSON CAN WORK IT CAN BE SOLVE.
They said `there is a light at the end of the tunnel`......right now I do not see it.
Help!!
