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  1. U

    Feeling lost... any advice?

    I'm in shock! I'm living the exact same thing!! And that's exactly what happened to me, made a lot of money on crypto and then lost it all, took loans to make it all back and lost everything. Now I eat once per day and I don't go out too. What the hell? My UC is ruined man, I have about 50...
  2. U

    Feeling lost... any advice?

    Update: I recently went to see the budget and debt counselor in my municipality, hoping for some helpful guidance. Unfortunately, it wasn’t what I expected. After hearing my story and reviewing my loan situation, the counselor basically told me to “get ready for wage garnishment.” They spent...
  3. U

    Indrivning av skulder i utlandet - Utlandsbosatta med skulder i Sverige

    I was busy trying hard to find a way to pay back my loans and avoid KFM and fix my life here in Sweden... Then this thread came up
  4. U

    Looking to share rent to cut down the costs

    Hello dear members! I'm currently living in a pretty small one room apartment that is quite expensive. I pay around 9500 SEK per month, so I though I would ask here on the forum if anyone in Stockholm is interested in finding flatmates to share the rent cost and save a bit more. Feels like I'm...
    • Tråd
    • boendekostnad boförhållande bopoolare delahem delahyran hyreskompis rumskompis sökerboende sökerrumskompis stockholmboende
    • Svar: 0
    • Forum: Fritt
  5. U

    Behöver ta lån (250 000)

    With your income, taking a loan this big is definitely gonna be the biggest mistake of your life. Take a look around the forum, see what others are going through (including me), then think again if it's a good idea to take loans.
  6. U

    Erfarenheter om "Omstartslån"/"Nystartlån"? Är det ens möjligt med löneutmätning?

    Don't contact Nstart unless you have a co-borrower and there's no egaming transactions on your bank account in the last six months. I tried them, initially they seemed to be willing to help, then rejected me 3 times for super silly reasons and in the end they asked me to find a co-borrower...
  7. U

    Äntligen ett riktigt samlingslån

    Which bank granted you the consolidation loan please? I'm in a messy situation and got rejected by Nstart 3 times for silly reasons.
  8. U

    Tillfällig betalplan Remember

    Are there any special criteria you should meet in order to be granted this? I'm struggling with too many loans at the moment and reading this post made me feel a little relieved. I have a huge loan of 360 000 SEK with bang norwegian with an interest rate of 24% (painful as hell) and already...
  9. U

    Min väg från skuldsatt till miljonär.

    I have 100k more debt than you, and my debts cost me 21000 SEK per month. Looks like when others were choosing interest rates carefuly, I was accepting any interest rates like an idiot...
  10. U

    Feeling lost... any advice?

    Thank you so much for the advice, really appreciated. I have been thinking of delaying Bank Norwegian and try to get rid of the small loans first, but I think you're right, if a loan with that amount ends up with debt collection it will be an ugly disaster :(
  11. U

    Feeling lost... any advice?

    Hello! Been browsing this forum for few months now as I'm going through difficult times with loans same as pretty much everyone here... I'm sorry for writing in English, I'm from Morocco and I've been living in Sweden for a little more than 4 years, but haven't learned much Swedish yet. I...
    • Tråd
    • budgetplanering ekonomiskhjälp finansiellåterhämtning högränta konsolideringslån kronofogden låneproblem personligekonomi skulder skuldrådgivning
    • Svar: 7
    • Forum: Skuldreducering
  12. U

    Krypto, onlinespel och skulder på 1,8 miljoner SEK snälla hjälp

    I really hope you manage to get out of this situation somehow soon, I wish I could help in anyway. But I'm writing pirmarly to ask how come you have 588000 with Bank Norwegian and you only pay 7400 per month. I have 360000 with them and I pay 7900 per month with an EIR of 29%! Same net salary...
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