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Meddelande: <blockquote data-quote="Solana" data-source="post: 450528" data-attributes="member: 12693">Hello everyone! It felt better to explain my situation in English since i can express myself best in English. Found out yesterday that my husband that I am married for 10 years have private loans up to about 1.2 million kronor. I was shocked and broken. I thought he should have around 300k in loans but not up to 1.2 million kronor. We have 2 kids born ages 5 and 2. We lived in a bostadsrätt that we bought for 1.3 million sek in 2019 and now the balance there is about 1 million. Not sure how much it’s worth now.  We share the mortgage. We have about an annual income of 360000 each. My husband said he is waiting for all of his debts to go to Kronofogden and then he will apply for skuldsanering. With our bills he cannot afford to make payments on his debts. My questions is, will we have to sell our apartment in order for him to get approve for skuldsanering? I really hope we are able to keep this apartment since I think we are gonna pay for the same amount with the mortgage and administration fees versus if we get a rental that will fit us, a family of four. I have both savings and loans under my name and I don’t have an idea how much my life will change if ever my husband will be approve for skuldsanering and also if kronofogden will seize my savings because we are married?Appreciate your input in this.</blockquote>

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