PAID DEBT AT KFM AFTER 3 YEARS!

[Nicely1994]

I don't know if it's the right place, but I have some questions I couldn't find on the internet so any help will be accepted.

I was a gambler and I ran into debt traps, 5k here, 5k here. Since I was new to Sweden, I could not borrow more. So i had around 20+ credits. Wont go deep into the story, but i just gave up paying, it was maybe 20k+ payment/month. So i let everything to KFM, it got a total of 200k+ kronor in debt.

After 3 years of working for 'free' I was paying SEK 12,000 every month. I finally paid it out. (I'm done with gambling, found other activities. Every year I just block myself, just in case.)

So my question is, what happens now? Will I be able to borrow in the future, for example buy a car or mortgage?

Does anyone know how exactly it works and can give some details about it.

Thank you in advance.

 

[onetwo]

I don't know if it's the right place, but I have some questions I couldn't find on the internet so any help will be accepted.

I was a gambler and I ran into debt traps, 5k here, 5k here. Since I was new to Sweden, I could not borrow more. So i had around 20+ credits. Wont go deep into the story, but i just gave up paying, it was maybe 20k+ payment/month. So i let everything to KFM, it got a total of 200k+ kronor in debt.

After 3 years of working for 'free' I was paying SEK 12,000 every month. I finally paid it out. (I'm done with gambling, found other activities. Every year I just block myself, just in case.)

So my question is, what happens now? Will I be able to borrow in the future, for example buy a car or mortgage?

Does anyone know how exactly it works and can give some details about it.

Thank you in advance.

Yes, in 3years you settled all debts.

 

[Nicely1994]

Yes, in 3years you settled all debts.

So 3 years more after i paid it?

 

[onetwo]

So 3 years more after i paid it?

For clarification,

3 years from when received the seizure of your funds remark for the unpaid debt.

So if you haven’t received any other remarks during that time you should be fine now if 3 years has passed.

 

[Nicely1994]

For clarification,

3 years from when received the seizure of your funds remark for the unpaid debt.

So if you haven’t received any other remarks during that time you should be fine now if 3 years has passed.

if you had any other remark it’s 3 years from that date.

Okay! Thank you for your answer, appreciate that!

Good to be free