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Meddelande: <blockquote data-quote="Frank M" data-source="post: 386295" data-attributes="member: 8989"><p>your husband's credit in Sweden is likely to be worthless at this point, in short, whether you pay this money now or later will make no difference, currently money is expensive, i.e., if you live in the United States and there is no way anyone can make you pay, nor take your assets, then waiting would make perfect sense, i.e., instead of paying a bank in Sweden, a country to where you, may or may not return, put the money in a college savings account / fund in the United States, and if it turns out you don't go back to Sweden, then this money can be used (tax free) for you child's education as her or she reaches college age, also, many states, Florida in particular, have special savings plans that allow you to lock in Public University tuition with today's prices... if it turns out you won't be needing this money for your child's education, then you can just take it with you (at a very small penalty) when you move back to Sweden and tell Kronofogden you never received any letters, but that you are, as you say, "of course interested in paying your debts," and start with the lump sum from whatever savings plan you had when you were in the states... one thing that you can be sure of is, that in the Nordic Countries, the Swedish Enforcement Agency will find you, and they will get what they are owed from your husband, so make sure, that any property you have after you move back, is in your name only, and make sure to consult with a Swedish lawyer specializing in debts, bankruptcy and debt restructuring prior to moving back... the Kronofogden agency is one of the most powerful agencies I've ever seen, it almost conjures up thoughts of medieval times when it comes to the power it has over individual citizens, there certainly is no agency in the United States that, in a non-emergency situation even comes close, in short, if you go back, there are two things your husband can be certain of as he gets older 1) eventually he will die and 2) Kronofogden will get whatever money it is owed... in terms of, bankruptcy, you need to check with a Swedish lawyer, specializing in this area, however, for the most part, bankruptcy in Europe is much more difficult and not likely to give you the "clean slate" it does in the United States... yes, everything needs to stay in your husband's name and do NOT under any circumstances take out a loan in the United States to pay for debts in Sweden, again, as long as you are here, forget about Sweden, forget about your debts over there, they can do nothing to you over here, on the other hand, if you allow them to trick you in to something, and especially if you start getting debts here, to cover things in Sweden, I would call that Game Over, essentially, look at the time over here, as nothing else, except a new life, and don't mix the two up, also, I find it interesting how people from the Nordic countries feel that this is somehow a moral obligation to pay these things off when you are not in a position to do so... this is a game, and trust me, the banks (including any Swedish bank) look at this as nothing but a game, don't allow it to become sentimental, it's business, do what is best for the bottom line, i.e., yourself and your family, forget about the Swedish bank, instead, while you are here, save for something in the United States, e.g., the college fund, other investments etc., and if (when) you go back, start paying Swedish debts, NOT now, there is no advantage to you, and only disadvantages to admit to these debts and pay them, and there is absolutely nothing illegal to what you are doing, and there is ZERO chance they could be collected on until you go back... again, it's a game, the banks play it, so should you...</p></blockquote><p></p>

Verifiering: Klassisk svensk soppa som är gul och brukar vara populär inom militären...