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Meddelande: <blockquote data-quote="yogimarciniak" data-source="post: 305518" data-attributes="member: 6883">Min fråga - svara på demHiI paid you 299 kr to see my scoring. I did it on 7th of April. When I log in I could see my earnings from 2022 and scoring 6. Please have a look attached screen shot from that date. Then I applied for loan in <a href="https://www.xn--lnforum-exa.se/besok/9068" target="_blank">Fairlo</a> and was not granted. After I receive the copy of request, I see that my earnings and scoring you provided them were not updated. So finally, you provide wrong information, based on that I was refused and you registered request wchich will make my scoring down. This is not fair.Please tell me, when can I be SURE that what I see in minupplysning will be provided with a request? Is your database now updated?I attach request you can compare.Best RegardsMarcinHej Marcin, The income information is entered into our credit databases after delivery from the Swedish Tax Agency regarding the tax year 2022 / tax year 2021.It is primarily our customer who can answer questions about why you are being denied. As it is up to each company to set its own rules regarding approval / rejection, it is unfortunately not something we can see at Bisnode. Please contact them so they can answer your questions.You are welcome to contact our customer service, phone number 08 558 059 00, during weekdays at 10-15, we will ask you to verify with Bank-ID for your personal information.Med vänlig hälsning / Sincerely HiBut I am not saying anything about Skatteverket or Bisnode.I have Minuplyssning I log in and I see: - my earnings from 2022- my scoring 6 I apply for credit, you provide information - my earning 2021- my scoring 1 It is not a company problem, it is you who provide different information for me when I log in and different information for company taking my report. Why? Best Regards MarcinHej Marcin, Our points model for private individuals consists of approximately 2400 different parameters where, among other things,tax information (especially deficit of capital), the number of inquiries, current debt balance, payment remarks andforeclosure attempts play a major role. The score measures the risk that a person receives a debt balance E-goal orends up on foreclosure with the bailiff within 12 months. We do not have the opportunity to answer why an individual rating looks like if it does due to the number of parameters and can therefore not answer why the credit risk looks as it does for an individual.It can also depend on when and how the company that collects the information what their valuation system is and what kind of informationthey ask about. When a disclosure is made, you get the same information that the company receives</blockquote>

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